Compliance & Transparency
Licenses & Disclosures
Alliance Realty & Financial Services, Inc. holds mortgage, real-estate brokerage, and insurance licenses in Florida, Georgia, Maryland, Pennsylvania, and Texas — so one team can handle every side of a transaction. Filed mortgage activities are first mortgage brokering, second mortgage brokering, and commercial mortgage brokering or lending, in these five states. Alliance brokers residential mortgage loans to wholesale lenders and does not make residential mortgage loans of its own.
Company NMLS
#2396555
Alliance Realty & Financial Services, Inc.
4110 Southpoint Blvd, Suite 229, Jacksonville, FL 32216
Principal NMLS
#850965
Dr. Kareem Tannous — Broker/Owner
Mortgage-, real-estate-, and insurance-licensed
Verify any mortgage license on NMLS Consumer Access. State real-estate and insurance licenses are verifiable through each state's regulator (linked below).
Full license grid — 5 states × 3 license types
Every license number below is on file with the issuing regulator and can be verified directly with them.
| State | Mortgage | Real Estate | Insurance |
|---|---|---|---|
| Florida FL | MBR5549 Mortgage Broker License Office of Financial Regulation (OFR) — MLDB | CQ1065825 Florida Real Estate Commission — DBPR | G234432 Florida Department of Financial Services (DFS) |
| Georgia GA | 2396555 Mortgage Broker/Processor License GA Department of Banking and Finance | 80714 Georgia Real Estate Commission | 3800947 Georgia Office of Commissioner of Insurance |
| Maryland MD | 2396555 Mortgage Lender License MD Office of Financial Regulation Maryland issues no separate mortgage broker license — Md. Code Fin. Inst. § 11-501(k)(1) defines “mortgage lender” to include a mortgage broker, so the Mortgage Lender License is the license under which Alliance brokers residential mortgages in Maryland. | 5016114 Maryland Real Estate Commission | 30033610504 Maryland Insurance Administration |
| Pennsylvania PA | 101210 Mortgage Broker License PA Department of Banking and Securities | RB069534 PA Real Estate Commission | 1245632 Pennsylvania Insurance Department |
| Texas TX | 2396555 Mortgage Company License TX Department of Savings and Mortgage Lending | 9015174 Texas Real Estate Commission (TREC) | 3302370 Texas Department of Insurance |
State-specific disclosures
Required disclosures surface automatically based on visitor location, but they are documented here for anyone who wants the complete view.
Florida-licensed mortgage loan originator, real-estate brokerage, and insurance. Loans subject to credit approval and program eligibility. Florida property-tax homestead exemption considerations priced into closing.
Georgia BRRETA (Brokerage Relationships in Real Estate Transactions Act) disclosure provided to all clients at first substantive contact.
Maryland "Understanding Whom Real Estate Agents Represent" notice provided at first scheduled appointment.
Pennsylvania Consumer Notice provided at first contact regarding a specific property.
TREC Information About Brokerage Services (IABS) and Consumer Protection Notice provided to all consumers. Texas Constitution §50(a)(6) restrictions apply to home-equity cash-out refinances.
Team licensure
Every Alliance agent holds active licensure in the state(s) they serve. Full bios at /about.
| Agent | Role | License types | States | NMLS |
|---|---|---|---|---|
| Dr. Kareem Tannous | Broker / Owner | Mortgage · Real Estate · Insurance | FL · GA · MD · PA · TX | 850965 |
| Mary Alice Lundy, MBA, CNE | Broker Associate | Real Estate | FL | — |
| Basim Tannous | Sales Associate | Real Estate | FL | — |
| Taryn Nilsen | Sales Associate | Real Estate | FL | — |
Product range — in our licensed states
Bank-statement, asset-depletion, DSCR, fix-and-flip, bridge, and commercial mortgage products are brokered to wholesale lending partners for borrowers in Florida, Georgia, Maryland, Pennsylvania, and Texas. Alliance brokers these loans; it does not make residential mortgage loans of its own. State-specific disclosures surface at application time.
Equal Housing & Fair Lending
Alliance is committed to Equal Housing Opportunity. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter a binding contract), receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act.